# Murphy v. Allstate Ins. Co.

Canonical: https://californiapersonalinjurylaws.com/cases/murphy/

Supreme Court of California, 1976. 17 Cal.3d 937, pp. 941–945.

Reviewed by Andrew (Andy) R. Gillin; publisher reported approval 2026-11-04. The original review date was not supplied.

## Case background

Read the opinion for the full facts and procedural history.

## What the court decided

The insurer owed a duty about settlement to its own insured. The other side could not simply enforce that duty as their own.

## Limits

Your own policy can give you different rights. This does not allow an insurer to break other laws.

## Opinion

https://law.justia.com/cases/california/supreme-court/3d/17/937.html